How to Inform a Bank About a Death
Bereavement Support Guides
One of the most important practical tasks after a death is notifying the deceased's bank or building society.
What Happens When a Bank Is Notified?
The bank will usually:
- Update its records
- Restrict access to certain accounts
- Explain the next steps
Information Usually Required
You may need:
- Death certificate
- Account information
- Identification
- Probate documentation (if applicable)
Joint Accounts
Joint accounts are often treated differently from sole accounts.
The surviving account holder may continue to have access, depending on the account terms.
Funeral Expenses
Many banks will consider releasing funds directly to pay funeral costs before probate is granted.
Tips for Managing Bank Notifications
- Contact banks promptly
- Keep copies of correspondence
- Ask for written confirmation
- Maintain a list of accounts
Usually sole accounts are restricted.
This depends on the bank’s procedures.
Often yes.
Not necessarily.